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Where to Buy Investment Property in Toronto? Here’s What Smart Investors Are Doing in 2025
If you’re asking where the best places to invest in Toronto real estate are right now, here’s your answer: not in condos, not in flip projects, and definitely not in cheap “deals” outside the city.
The smart money is shifting—and fast.
We just reviewed the latest Teranet Market Insight Report, which uses real Ontario land registry data from 2024. And the message is clear: flipping is failing, cash flow is winning, and investors are playing the game very differently in 2025.
Let’s break it down.
Toronto Condos Are Flooded—and Failing
Over 65% of Toronto sales last year were condos. That might sound impressive, but it’s a red flag.
2024 saw 15,000 new condo completions—a 78% jump year over year.
Resale prices are tanking as investors are stuck holding older units nobody wants.
Flippers and speculators are getting burned with slow sales and soft prices.
If you’re still banking on condo appreciation? You’re playing a risky game.
Flipping = Losing Money (Here’s the Data)
Bought under $1M in 2022 and sold in 2024?
You had a 25% chance of losing money.
The average loss in the GTA: $56,000
In Muskoka and cottage markets: losses reached $240,000+
That’s what happens when you chase appreciation and ignore cash flow. Don’t make the same mistake.
Investors Are Downsizing Their Portfolios
Investors aren’t leaving the market—they’re just getting leaner and smarter.
55% now own just 2 properties
20% own 3 properties
The number of investors owning 11+ properties dropped by nearly half
The message? Don’t over-leverage. Bigger doesn’t mean better—positive cash flow does.
Where to Buy Investment Property in Toronto Now: Follow the Solo Investors
The new wave of investors isn’t overextending—they’re well-capitalized and focused.
20% of multi-property purchases came from individual buyers
1 in 3 paid in cash
Mostly Millennials and Gen X, buying in Toronto, Peel, and York
They’re buying legal multiplexes, running the numbers, and holding long-term. If you want a proven strategy, this is it.
Avoid the “Cheap” Markets with High Risk
Sure, prices look tempting in places like Peel, Simcoe, and Middlesex. But there’s a catch.
Power-of-sale activity is climbing in these regions
Peel is facing above-average distress sales
More volatility = more risk. If you’re serious about investing, stick to stable, high-demand rental areas in Toronto and the GTA core.
Buy & Hold is Winning—Flipping is Out
The average Toronto homeowner now stays put for 18 years—up from 14 years in 2015.
Why?
High carrying costs = fewer upsizers
More people are renovating and holding, not flipping
If you’re wondering where to invest in Toronto real estate for long-term success, stick to a buy & hold model with cash-flowing duplexes and triplexes.
Best Places to Buy Investment Property in Toronto Right Now
Based on our client results and current data, here’s what’s working:
✅ Toronto’s established rental neighbourhoods (High Park, Corso Italia, Danforth Village, East York)
✅ Legal duplexes and triplexes under $1.2M
✅ Value-add projects that can be legally converted and refinanced
✅ Properties with laneway or garden suite potential
These aren’t quick flips—they’re income-generating assets built for long-term wealth.
Our Strategy: What We Help Clients Do
If you want to see what’s actually out there, book a free strategy session with us. We’ll show you real properties, real numbers, and help you figure out if this is your moment to invest.
Whether you want a turnkey property or a value-add project, we’ll help you find the right fit.
Here’s what it’s like to start as a client with us:
- Initial Consultation: We’ll talk with you to understand your needs and teach you how to invest wisely in Toronto real estate.
- Market Search & Purchase: We’ll search the market to find the perfect property for you.
- Renovation Support: If the property needs renovations, our trusted contractors are ready to help, and we’ll coach you as you manage the project.
- Leasing and Management: If you need help renting out and managing your property, our leasing and management team is here for you.
Want to see what’s possible for you? Book a strategy session with us here.
What Toronto Real Estate Investment Is Right For You?
Check out our complete Toronto real estate investment guide for all the details and real-life examples. If you’re ready to dive in, just book a call with us!
